Detailed Cost Breakdown
Cost Proportions
Total Annual Cost
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Cost Per Acre
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Understanding Your Estimate
The numbers above are estimates based on data from Oregon State University Extension and other agricultural sources. Your actual costs will vary. Expand the sections below to understand the key factors and assumptions behind each calculation for your selected scenario.
Crop-Specific Inputs
Land Ownership Costs
Labor Analysis
Machinery & Irrigation
Overhead & Compliance
Financial Planning & Resources
Securing Your Farm's Future
A successful farm startup requires significant capital for both initial investments (land, equipment) and annual operating costs. The estimates on this page cover operations, but you must also plan for large upfront expenses. Net returns can be negative in the first few years, especially for perennial crops, making robust financial planning essential.
USDA Farm Service Agency (FSA): A primary resource for beginning farmers. FSA offers direct and guaranteed loans for both farm ownership and operating expenses, often with funds specifically set aside for new farmers. They provide loans up to $300,000 and valuable credit counseling.
Business Plan is Key: A comprehensive business plan is the most critical step to obtaining financing. It must detail your budget, operational strategy, and cash flow projections.
Other Resources: Explore support from your local OSU Cooperative Extension, the Farmland Information Center, and the Small Business Administration (SBA).